Agenda

MGAs have been talked about for years, partly misunderstood, and now becoming top of mind for commercial insurance in Canada. Why are MGAs occupying more and more of the commercial & specialty marketplace? What value do they bring the broker, the carrier, the insurance cycle? These relatively misunderstood underwriters are becoming the elite niche solutions providers in a legacy monolithic dominated underwriting landscape. Mature MGA channels like those in the UK and the US now occupy nearly 50% of the commercial insurance market; how quickly and why will MGAs in Canada catch up to this marketshare here? Hear from practitioners from two MGAs, a carrier and a broker on these questions.

Join us for a timely and thought-provoking discussion on the emerging threats and opportunities posed by Artificial Intelligence (AI) in the Property and Casualty (P&C) insurance industry. Our expert panel will delve into the latest AI-powered risks, from sophisticated cyber attacks to AI-driven fraud, and explore the implications for underwriters, risk managers, and the industry as a whole. With insights from leading experts in cybersecurity, AI, and insurance, this session will provide a unique perspective on the future of P&C insurance and the steps necessary to stay ahead of the evolving threat landscape. Don’t miss this opportunity to engage with our panelists and gain actionable insights on how to navigate the challenges and opportunities presented by AI in the P&C industry. Topics will include an overview of the emergency of AI-Powered Threats, a discussion on underwriting and Managing AI risks, and view into the future. Audience participation is encouraged.

The California insurance crisis has left 1 in 10 homes uninsured and led to more than 3.6 million non-renewals, and a ballooning of that state’s insurer of last resort. California is only the latest example of a US state that is struggling to bring insurers back to its home insurance market.
What are the key conditions that have led to insurance crises throughout the US? What are the essential lessons for Canada’s insurance industry and governments to ensure a stable and competitive personal property insurance market in Canada?

Delve into the evolving landscape of multinational strategies, which are becoming an ever more important component of comprehensive risk management and transfer strategies. Explore how these strategies can offer tailored solutions to address specific risks, enhance control over insurance costs, and provide greater flexibility in managing global exposures.

The last year has seen a flurry of new reporting requirements from OSFI on climate risk for Canadian insurers. How should insurers approach these new regulations, and how does it impact issues like asset allocation? Join SLC Management’s Sally Murdock, Managing Director, Insurance Strategy, Office of the CIO, and Kevin Quinlan, Senior Director, Climate and Client Strategy and (tbc) Managing Director, for a panel discussion on the challenges, learnings, and opportunities that have emerged, based on SLC Management’s experience managing the General Account of Sun Life. Learn how the new requirements for climate risk disclosure are enhancing risk management, informing client reporting, and influencing investment strategy.

The Canadian market has experienced elevated catastrophe loss activity in recent years.  At the same time the reinsurance market reset of 2023 pushed retentions higher, resulting in increased net retained exposure for insurance companies. This session will cover lessons learned from recent cat events, how the industry is managing the increased exposure, and how we are working with reinsurance partners to develop viable solutions for frequency protection. This session will also discuss alternative risk transfer solutions as part of an overall reinsurance strategy with an overview of the first Canadian CAT bond issued in 2025.

Diversity, Equity, and Inclusion (DEI) are typically seen as positive drivers of social progress and organizational growth, but they can also be perceived as risks in certain contexts. While as a risk, it can present challenges, the key to success lies in approaching it thoughtfully, with clear goals, consistent messaging, and a focus on long-term sustainability.  Leadership lies in recognizing that Diversity, Equity, and Inclusion is not just a compliance requirement but a strategic imperative that drives innovation, strengthens decision-making, and enhances organizational outcomes.  

Join Équité Association, Canada’s national authority on insurance crime and fraud prevention, along with a panel of esteemed experts from across the country, including senior law enforcement leadership and CBSA representatives. Offering unique insight to the ever-evolving landscape, this session will delve into the complex web of organized crime and fraud that transcends our borders, impacting the insurance industry, and affecting the safety and security of all Canadians. Insurance crime is not a victimless crime and is a critical source of funding that fuels the distribution of dangerous drugs such as fentanyl, for organized crime networks. This conversation will cover how collaborative efforts, including the impactful work of government agencies, law enforcement, and industry partners, are disrupting criminal networks.