Jill McCutcheon

Partner, Torys

Jill McCutcheon is co-head of the Financial Services Practice. She specializes in corporate and commercial law and regulatory matters for the financial services industry and also has extensive experience in privacy law and data breach response matters. She has more than 25 years of experience in providing advice to the property and casualty, life and reinsurance sectors of the insurance industry. She advises on all aspects of the law, whether federal or provincial, and acts as counsel to insurers, reinsurers, banks, credit unions, intermediaries, cover holders and MGAs, third-party administrators, retailers, employers and associations. Jill is a noted lecturer and writer and presents to industry associations and conferences regarding legal and regulatory issues.

Jill’s work includes:

  • Advising on the formation of insurers
  • Advising on governance of insurance companies and advising insurance company boards of directors
  • Obtaining federal and provincial regulatory approvals
  • Resolving distribution, product and other regulatory issues on behalf of clients and with regulators
  • Drafting and negotiating reinsurance, distribution and other specialized agreements germane to the sector
  • Developing policy wordings
  • Advising on reinsurance
  • Advising on self-insured, risk retention and captive strategies
  • Advising on market conduct and compliance requirements
  • Advising on privacy law, the resolution of privacy complaints and privacy breach response

Recognition

  • Acritas Star
  • Legal Media Group/Euromoney’s IFL 1000: The Guide to the World’s Leading Financial Law Firms—Leading lawyer in financial services regulatory
  • Chambers & Partners’ Chambers Canada—Leading lawyer in insurance: transactional and regulatory (2018)
  • Lexpert/Thomson Reuters’ Canadian Legal Lexpert Directory—Leading lawyer in financial institutions regulation
  • Law Business Research’s Who’s Who Legal: Insurance and Reinsurance (2018)
  • Law Business Research’s Who’s Who Legal: Canada (Insurance and Reinsurance)
  • Lexology and the International Law Office’s Client Choice Award—Insurance and reinsurance, Ontario and Canada (2014)

Community

  • Director, The George Hull Centre for Children and Families
  • Director, Canadian Women’s Hockey League
  • Director, Ladies First Hockey Foundation
  • Director, Crestwood Preparatory College Foundation

Directorships

  • Jill sits on the Board of Directors of three federally regulated insurers.

Memberships and Affiliations

  • Counsel, Travel Health Insurance Association of Canada

Insights

  • Further Amendments Introduced to New Saskatchewan Insurance Legislation, January 22, 2018
  • Cross Canada Update of Federal and Provincial Insurance Legislation and Regulation, May 03, 2017
  • Legal and Regulatory Update Speaker, Travel Health Insurance Association of Canada Annual Conference, May 2017
  • When Technological and Regulatory Disruption Converge in our Industry Speaker, LOMA Society of the GTA, December 2016
  • E-commerce and Insurance Transaction Speaker, Canadian Life and Health Insurance Association, Legal Section Annual Meeting 2016
  • Effective 2 Way Communication Between Industry and Regulators Panelist, Canadian Health & Life Insurance Association Compliance & Consumer Complaints Annual Conference, September 2016
  • Legal and Regulatory Issues in Travel Health Insurance, Speaker, Travel Health Insurance Association of Canada Annual Conference, May 2016
  • Evolving to More Informed Decision Making, Speaker, The Osgoode Certificate in Regulatory Compliance & Legal Risk Management for Financial Institutions, April 2015-2017
  • Cross Country Roundup of Provincial Insurance Legislation, Speaker, 2015 Canadian Health & Life Insurance Association Compliance & Consumer Complaints Annual Conference, 2015
  • Travel Insurance Licensing Landscape, Speaker, Travel Health Insurance Association of Canada, February 2015
  • Insurance Changes in Saskatchewan and Manitoba, Canadian Insurance Law Reporter, January 2015
  • Federal & Provincial Regulatory Outlook, September 2014
  • Travel Insurance: Litigation & Regulatory Update, Speaker, Canadian Life & Health Insurance Association Claims Section Annual Conference, May 2014
  • Legal Issues in the Travel Health Insurance Industry, Speaker, Travel Health Insurance Association Annual Conference, April 2014
  • Market Conduct Issues – Trends in Industry & Self-Regulation, Speaker, Canadian Life & Health Insurance Association Compliance & Consumer Complaints Section Annual Conference, May 2014
  • A Canadian Legal & Regulatory Update, Speaker, 12th Edition Optimum Reinsurance Seminar on Travel Insurance, September 2013
  • Regulation of Travel Insurance, Panelist, Travel Health Insurance Association Annual Conference, May 2013
  • What is the “Right” Compliance Model?, Speaker, Canadian Life and Health Insurance Association Compliance and Consumer Complaints Annual Conference, May 2013
  • International and Domestic Trends in Insurance Regulation, Speaker, Underwriters Association of Toronto, January 2013
  • Managing the Impact of Recent Regulatory and Legislative Changes on the Administration of Insurance, Speaker, 18th Annual Regulatory Compliance for Financial Institutions, November 2012
  • Formation of an Insurance Company in Under a Year, Speaker, International Travel Insurance Conference, Barcelona, October 2012
  • Corporate Developments, Speaker, Canadian Life and Health Insurance Association, Legal Section Annual Meeting, September 2012
  • Legal Issues in the Travel Health Insurance Industry, Speaker, Travel Health Insurance Association Conference, April 2012
  • Market Conduct and Insurance Regulation, Speaker, KPMG 20th Annual Insurance Issues Conference, November 2011

Media

April 17, 2017: Torys Expands its Financial Services Expertise